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Pay Off Mortgage?
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<blockquote data-quote="DriverNerd" data-source="post: 5624208" data-attributes="member: 61439"><p>With a rate below three I'd pay it off as you go. How much of your mortgage payment is actually for the mortgage? If it's not an adjustable rate mortgage and you say it keeps going up means you are paying your insurance and taxes with it. Those are payments you're still going to have to make. If you're far enough along you're also probably not paying that much in interest per month. I know it feels good not to have a big debt payment every month, but with low rates and the fact you will still be working I'd let your retirement money keep growing.</p><p></p><p>Disclaimer: I'm not a financial advisor.</p></blockquote><p></p>
[QUOTE="DriverNerd, post: 5624208, member: 61439"] With a rate below three I'd pay it off as you go. How much of your mortgage payment is actually for the mortgage? If it's not an adjustable rate mortgage and you say it keeps going up means you are paying your insurance and taxes with it. Those are payments you're still going to have to make. If you're far enough along you're also probably not paying that much in interest per month. I know it feels good not to have a big debt payment every month, but with low rates and the fact you will still be working I'd let your retirement money keep growing. Disclaimer: I'm not a financial advisor. [/QUOTE]
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