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Brown Cafe UPS Forum
UPS Retirement Topics
Pension Question
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<blockquote data-quote="olroadbeech" data-source="post: 3611716" data-attributes="member: 52145"><p>I have been preaching this for years here. it's just good common sense not to have all your eggs in one basket. 401k, IRA , pension , social security , and cash savings. </p><p></p><p>since i retired 3 years before SS , we lived on our pension quite easily since we paid off house beforehand. still have not touched the 401k or IRA ( watching them both grow ) and not touched cash savings either as of yet . ( thank God , no emergencies ).</p><p></p><p>starting SS next month which is pure gravy. we have no idea what to do with the 401k and IRA. we have lived below our means all our lives and it's hard to change now at this stage. we surely don't want to leave it all to the kids , hahaha</p><p></p><p>the main thing we focus on now is staying as healthy as possible to enjoy our retirement. hard to do as my spouse has had several strokes and has cancer but we do the best we can. keeping him comfortable as possible is the main goal.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 3611716, member: 52145"] I have been preaching this for years here. it's just good common sense not to have all your eggs in one basket. 401k, IRA , pension , social security , and cash savings. since i retired 3 years before SS , we lived on our pension quite easily since we paid off house beforehand. still have not touched the 401k or IRA ( watching them both grow ) and not touched cash savings either as of yet . ( thank God , no emergencies ). starting SS next month which is pure gravy. we have no idea what to do with the 401k and IRA. we have lived below our means all our lives and it's hard to change now at this stage. we surely don't want to leave it all to the kids , hahaha the main thing we focus on now is staying as healthy as possible to enjoy our retirement. hard to do as my spouse has had several strokes and has cancer but we do the best we can. keeping him comfortable as possible is the main goal. [/QUOTE]
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