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<blockquote data-quote="The Other Side" data-source="post: 1195030" data-attributes="member: 17969"><p>You and many others "misunderstand" how an insurance plan works. You state that your local will be represented so "they will have more control over it", yet, this is UNTRUE.</p><p></p><p>The locals only role in all of this was to establish an ADMINISTRATOR, and that administrator is the entity that will control the plan. Its trustees on the board of that administrator will have the final say on what happens to benefit levels and the LOCAL will not have ANY influence whatsoever on benefits.</p><p></p><p>Its the sole responsibility of the trustees to maintain the plan and neither UPS or the Locals can influence those trustees on decisions.</p><p></p><p>If you were told this , then you were "misinformed".</p><p></p><p>Let me give you a hypothetical. Lets say the plan was not taking in as much revenue as before, and costs could be forecasted to increase. The trustees then take a vote to A) raise revenue by increasing member particpation or B) reduce benefit levels.</p><p></p><p>At what point do you think at the trustees meeting do they call your local and ask them what to do? Then, at what point does your local contact you to ask you what you think is the right decision?</p><p></p><p>Think about it. When someone at your local tells you "if we have our own plan, we will have more control over it"... they dont know what they are talking about. Its something that gets said (cause even our own local leaders are trying to say it) because they dont know what an administrator does.</p><p></p><p>YOU will never be consulted before a change in employee benefits happens. Your Local will never be consulted before a change in employee benefits happens. YOU will find out when you get the letter in the mail explaining the reductions.</p><p></p><p>Hope this helps you out.</p><p></p><p>Peace</p><p></p><p>TOS</p></blockquote><p></p>
[QUOTE="The Other Side, post: 1195030, member: 17969"] You and many others "misunderstand" how an insurance plan works. You state that your local will be represented so "they will have more control over it", yet, this is UNTRUE. The locals only role in all of this was to establish an ADMINISTRATOR, and that administrator is the entity that will control the plan. Its trustees on the board of that administrator will have the final say on what happens to benefit levels and the LOCAL will not have ANY influence whatsoever on benefits. Its the sole responsibility of the trustees to maintain the plan and neither UPS or the Locals can influence those trustees on decisions. If you were told this , then you were "misinformed". Let me give you a hypothetical. Lets say the plan was not taking in as much revenue as before, and costs could be forecasted to increase. The trustees then take a vote to A) raise revenue by increasing member particpation or B) reduce benefit levels. At what point do you think at the trustees meeting do they call your local and ask them what to do? Then, at what point does your local contact you to ask you what you think is the right decision? Think about it. When someone at your local tells you "if we have our own plan, we will have more control over it"... they dont know what they are talking about. Its something that gets said (cause even our own local leaders are trying to say it) because they dont know what an administrator does. YOU will never be consulted before a change in employee benefits happens. Your Local will never be consulted before a change in employee benefits happens. YOU will find out when you get the letter in the mail explaining the reductions. Hope this helps you out. Peace TOS [/QUOTE]
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