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teamster run health plan
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<blockquote data-quote="saintrick" data-source="post: 1115102" data-attributes="member: 29276"><p>Just a few thoughts.</p><p></p><p>Partimers that don't use the benefits cost the company very little under its plan. If in a Teamster plan premiums are paid for someone that does not use them is it a waste?</p><p></p><p>We have to take the retirees along with the part time. </p><p></p><p>Do the freight guys get included with the package side?</p><p></p><p></p><p>These are the PT benefits for comparison to Teamster plans.</p><table style='width: 100%'><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Lifetime Max</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">1Million (now unlimited with O care)</span></span></span><br /> </td></tr><tr><td></td><td></td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Annual Deductible (single/family)</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">none</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">OOP Max (includes deductible)</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">$1,000 </span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Medical Office Visits</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">100% after 10 copay</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Routine/Preventative Physical</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">100% after 10 copay</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Well child care</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">100% after 10 copay</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Emergency Room Visits</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">100% $25 copay</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Inpatient services</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">100%</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Outpatient services</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">100%</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Chiropractic</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">90% ($40 per visit $1000 max a year)</span></span></span><br /> </td></tr><tr><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">Diagnostic/X-ray/Lab</span></span></span><br /> </td><td><span style="font-family: 'Calibri'"><span style="font-size: 12px"><span style="color: #000000">90%</span></span></span><br /> </td></tr></table></blockquote><p></p>
[QUOTE="saintrick, post: 1115102, member: 29276"] Just a few thoughts. Partimers that don't use the benefits cost the company very little under its plan. If in a Teamster plan premiums are paid for someone that does not use them is it a waste? We have to take the retirees along with the part time. Do the freight guys get included with the package side? These are the PT benefits for comparison to Teamster plans. [TABLE="width: 319"] [TR] [TD="width: 184, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Lifetime Max[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, width: 241, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]1Million (now unlimited with O care)[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][/TD] [TD="class: xl63, bgcolor: transparent"][/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Annual Deductible (single/family)[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]none[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]OOP Max (includes deductible)[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl65, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]$1,000 [/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Medical Office Visits[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]100% after 10 copay[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Routine/Preventative Physical[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]100% after 10 copay[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Well child care[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]100% after 10 copay[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Emergency Room Visits[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]100% $25 copay[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Inpatient services[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl64, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]100%[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Outpatient services[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl64, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]100%[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Chiropractic[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl63, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]90% ($40 per visit $1000 max a year)[/COLOR][/SIZE][/FONT] [/TD] [/TR] [TR] [TD="bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]Diagnostic/X-ray/Lab[/COLOR][/SIZE][/FONT] [/TD] [TD="class: xl64, bgcolor: transparent"][FONT=Calibri][SIZE=3][COLOR=#000000]90%[/COLOR][/SIZE][/FONT] [/TD] [/TR] [/TABLE] [/QUOTE]
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