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<blockquote data-quote="quadro" data-source="post: 805178" data-attributes="member: 12850"><p>I can only make an educated guess about the switch and that's simply that either the administrative costs were lower for Anthem or Anthem had better buying power in certain states. Or both. Remember some states are still under Cigna. Our healthcare is not paid for by separate insurance companies. Our healthcare plan is administered by separate insurance companies. The bills are paid by FedEx. The premiums are to help offset the high cost of healthcare and are graduated based on what risk you are willing to take and who you are covering (self, spouse, etc). I'd be very surprised if the premiums collected come anywhere close to paying the difference between what you pay the doctor and what FedEx pays the doctor.</p><p></p><p>And so what if certain things are mandated by state laws? That doesn't have anything to do with who is paying the bills.</p><p></p><p>As for the PPP, I honestly don't know why the new plan isn't as generous. I can only assume because it's cheaper not to be as generous. It's not a ploy. All you have to do is look at how the Pension Protection Act changed the way defined benefit plans are funded to see why more and more business dumped them. As usual, government thought they knew what is best for everyone and they screwed it up.</p></blockquote><p></p>
[QUOTE="quadro, post: 805178, member: 12850"] I can only make an educated guess about the switch and that's simply that either the administrative costs were lower for Anthem or Anthem had better buying power in certain states. Or both. Remember some states are still under Cigna. Our healthcare is not paid for by separate insurance companies. Our healthcare plan is administered by separate insurance companies. The bills are paid by FedEx. The premiums are to help offset the high cost of healthcare and are graduated based on what risk you are willing to take and who you are covering (self, spouse, etc). I'd be very surprised if the premiums collected come anywhere close to paying the difference between what you pay the doctor and what FedEx pays the doctor. And so what if certain things are mandated by state laws? That doesn't have anything to do with who is paying the bills. As for the PPP, I honestly don't know why the new plan isn't as generous. I can only assume because it's cheaper not to be as generous. It's not a ploy. All you have to do is look at how the Pension Protection Act changed the way defined benefit plans are funded to see why more and more business dumped them. As usual, government thought they knew what is best for everyone and they screwed it up. [/QUOTE]
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