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The Thing About OT...
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<blockquote data-quote="Phenom5" data-source="post: 5446997" data-attributes="member: 73347"><p>You retire then the next day you die. That pension is gone. That 401k is still there and can be given to your kids. </p><p>401ks can easily be transferred and are considered to be fully liquid assets. Pension are neither and that is their biggest cons. Pensions biggest benefits are that they are heavily regulated by governmental laws. Pension are normally a lot more conservative.</p><p>Im sure UPS could match a higher number than most of us even think. I believe they could do a full 100% match. Imagine putting over 40k per yr in your 401k. You’d only need 20 years to be set.</p></blockquote><p></p>
[QUOTE="Phenom5, post: 5446997, member: 73347"] You retire then the next day you die. That pension is gone. That 401k is still there and can be given to your kids. 401ks can easily be transferred and are considered to be fully liquid assets. Pension are neither and that is their biggest cons. Pensions biggest benefits are that they are heavily regulated by governmental laws. Pension are normally a lot more conservative. Im sure UPS could match a higher number than most of us even think. I believe they could do a full 100% match. Imagine putting over 40k per yr in your 401k. You’d only need 20 years to be set. [/QUOTE]
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