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Message: <blockquote data-quote="bacha29" data-source="post: 5553702" data-attributes="member: 58386">If you want higher returns then you must accept higher risks. Didn't see anything out of you here that indicated that you are willing to take higher risks for those higher returns. All Social Security can invest it's money in is federal obligations. Now do you really want to trade stock positions up against a United States Treasury trading in that very same market? And with an annuity once that principal is all spent down to zero....that's it. Doesn't matter if you've got another decade or more to live. When it's gone.... it's gone.</blockquote>