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UPS drivers and home loans?
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<blockquote data-quote="eats packages" data-source="post: 5012293" data-attributes="member: 68137"><p>supposedly the reddit reverse-engineered fico study suggests that the penalty for a new account alone is 35 points for 6 months, up to 10 points can be deducted for average age of credit, about 5 points for the hard credit inquiry, then total utilization and balance each month can have an impact of up to 120 points. </p><p>In other words, credit drops and then quickly builds up after opening a new account.</p></blockquote><p></p>
[QUOTE="eats packages, post: 5012293, member: 68137"] supposedly the reddit reverse-engineered fico study suggests that the penalty for a new account alone is 35 points for 6 months, up to 10 points can be deducted for average age of credit, about 5 points for the hard credit inquiry, then total utilization and balance each month can have an impact of up to 120 points. In other words, credit drops and then quickly builds up after opening a new account. [/QUOTE]
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