If you have weekly employee stock purchase,you know that the money seems to "disappear" for several weeks between the first day of the quarter and whatever day it manages to hit your account. What does Mellon do with the money? I know that UPS has to buy the stock, but today is the 20th and I STILL do not have credit in my account for the purchase from the June 1. Yes, there should be a delay but it is never the same amount of time. I did call Mellon about this quite a while back and I was told that " Southerners just can not understand high finance". I told them that I DID understand grand theft, and the money was credited to me the next day. Does anyone else have this problem?