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UPS Retirement Topics
Who's honestly going to retire as soon as they reach their benefit age?
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<blockquote data-quote="olroadbeech" data-source="post: 2980218" data-attributes="member: 52145"><p>fear and lack of preparation keeps most people from retiring when they can.</p><p></p><p>other reasons like divorce, kids in college. death in family, disability , and many other reasons also come into play.</p><p></p><p>the best thing to do is prepare 5-10 years out and write down what you have to do to retire and have contingency plans for unexpected circumstances.</p><p></p><p>we got lucky. paid off house, paid off all debt, went to doctors and dentists and had all that stuff taken care of, built up a healthy 401k and savings as much as possible, and made sure all our grown children were OK.</p><p></p><p>knock on wood, so far so good. sure the bottom could fall out but haven't regretted retiring early and have loved every minute of the 2 years I have been out.</p><p></p><p>if things go to hell, we'll start all over.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 2980218, member: 52145"] fear and lack of preparation keeps most people from retiring when they can. other reasons like divorce, kids in college. death in family, disability , and many other reasons also come into play. the best thing to do is prepare 5-10 years out and write down what you have to do to retire and have contingency plans for unexpected circumstances. we got lucky. paid off house, paid off all debt, went to doctors and dentists and had all that stuff taken care of, built up a healthy 401k and savings as much as possible, and made sure all our grown children were OK. knock on wood, so far so good. sure the bottom could fall out but haven't regretted retiring early and have loved every minute of the 2 years I have been out. if things go to hell, we'll start all over. [/QUOTE]
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Who's honestly going to retire as soon as they reach their benefit age?
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