I was talking to a driver who was over 40 years with the company when the stock market dropped in 2020. He was going to retire that year but decided to work another couple years after that to make up for the losses.Trust me I have to explain this to my kids all the time.
I tell him you have a lot of time for the market to recover I do not.
Nothing was more sickening to watch when the market bottomed out in March of 2009 from the fall of 2007 to the spring of 2009
It wants me still adding money to my 401k the balance was almost half
I try not to check mine but every few months because I don’t want to be discouraged. Just keep that money going into it each month.