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Why work so long?
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<blockquote data-quote="olroadbeech" data-source="post: 1504936" data-attributes="member: 52145"><p>they say you need 80% of your pay for retirement but I think that is way too high if you are smart.</p><p></p><p>i'll save at least 5 grand a year on gas and wear and tear on cars for example. if your house is paid off ( and it should be ) you save another 1500-2000 a month or more.</p><p></p><p>we made a list last year of everything we need before I retire. a new roof, tools , new appliances, computer, nice cars , etc etc etc. get everything set that way.</p><p></p><p>this year we are writing down all our expenses every month including monthly extra budget for home maintenance, emergencies, etc and seeing if our expenses come close to my potential pension.</p><p></p><p>I plan on working part time or taking my hobby to a PT business but I want to do those things for fun, not out of necessity.</p></blockquote><p></p>
[QUOTE="olroadbeech, post: 1504936, member: 52145"] they say you need 80% of your pay for retirement but I think that is way too high if you are smart. i'll save at least 5 grand a year on gas and wear and tear on cars for example. if your house is paid off ( and it should be ) you save another 1500-2000 a month or more. we made a list last year of everything we need before I retire. a new roof, tools , new appliances, computer, nice cars , etc etc etc. get everything set that way. this year we are writing down all our expenses every month including monthly extra budget for home maintenance, emergencies, etc and seeing if our expenses come close to my potential pension. I plan on working part time or taking my hobby to a PT business but I want to do those things for fun, not out of necessity. [/QUOTE]
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