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<blockquote data-quote="dannyboy" data-source="post: 97266" data-attributes="member: 484"><p>One more thought on getting legal help.</p><p> </p><p>If you are good at getting and using information, go down to your local labor dept office. No the union, but the DOL hearings and appeals office. </p><p> </p><p>Get from them the listing of what a certain disability rating is worth. You remember from back in school where you get 1000 for one eye, and 3000 for both, or a leg and an eye etc etc. They will have that information available.</p><p> </p><p>Your disability rating is what the doctor has given you on your last visit. Then find your max rate disability. This is the max that comp has to pay for your case. </p><p> </p><p>Say the max rate is 50,000. Comp will offer a much lesser amount. If you can negotiate, you can get them to raise the offer so you can settle without a hearing. It is not unusual to get 80-85% of what the max is if you can wait and have patience. In these cases, getting a lawyer would never make sense. It is hard to get much higher than 90% without going to a hearing. And a hearing is no guarantee of getting any extra money either. You might get much less than the last offer.</p><p> </p><p>But if you are not good at handling something like this, shop around. The best comp atty might not get you one thin dime more than a good one. Check with the union, sometimes they have a good one that will give you a discount on the rates charged. Instead of 15%, they only charge 12% or some such. So shop around. Ask around. Also understand that if you decide to go through with a hearing, the rate climbs by usually 5% or more.</p><p> </p><p>As I said before, knowledge is king. And for the majority of UPSers, getting an atty might get you at least some more money. But at least, even if they get a couple of thousand less for you after they get their cut, not having to deal with Liberty is worth the extra money spent on them.</p><p> </p><p>Always do the math. 100% of 85% of your rating puts more money in your pocket than 87% of a 95% settlement using a lawyer. Yeah I know, liberty paid out 5 grand more, but you took home more than a grand less.</p><p> </p><p>And the bottom line is what you take home when the day is done.</p><p> </p><p>d</p></blockquote><p></p>
[QUOTE="dannyboy, post: 97266, member: 484"] One more thought on getting legal help. If you are good at getting and using information, go down to your local labor dept office. No the union, but the DOL hearings and appeals office. Get from them the listing of what a certain disability rating is worth. You remember from back in school where you get 1000 for one eye, and 3000 for both, or a leg and an eye etc etc. They will have that information available. Your disability rating is what the doctor has given you on your last visit. Then find your max rate disability. This is the max that comp has to pay for your case. Say the max rate is 50,000. Comp will offer a much lesser amount. If you can negotiate, you can get them to raise the offer so you can settle without a hearing. It is not unusual to get 80-85% of what the max is if you can wait and have patience. In these cases, getting a lawyer would never make sense. It is hard to get much higher than 90% without going to a hearing. And a hearing is no guarantee of getting any extra money either. You might get much less than the last offer. But if you are not good at handling something like this, shop around. The best comp atty might not get you one thin dime more than a good one. Check with the union, sometimes they have a good one that will give you a discount on the rates charged. Instead of 15%, they only charge 12% or some such. So shop around. Ask around. Also understand that if you decide to go through with a hearing, the rate climbs by usually 5% or more. As I said before, knowledge is king. And for the majority of UPSers, getting an atty might get you at least some more money. But at least, even if they get a couple of thousand less for you after they get their cut, not having to deal with Liberty is worth the extra money spent on them. Always do the math. 100% of 85% of your rating puts more money in your pocket than 87% of a 95% settlement using a lawyer. Yeah I know, liberty paid out 5 grand more, but you took home more than a grand less. And the bottom line is what you take home when the day is done. d [/QUOTE]
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