Your New Heathcare Is Worthless
- Thread starter MrFedEx
- Start date
MAKAVELI
Well-Known Member
So don't try to candy coat it. If I'm going to bet paying $400 a month back to my employer, that better be Cadillac plan I'm paying for. Otherwise it's just highway robbery.
MrFedEx
Engorged Member
True, but the new Healthcare Plan is offering nothing. It is essentially Catastrophic Coverage with a provision for a small amount of preventive care. Your premiums go straight to Mr. Smith for "coverage" he won't have to provide. Ground's "plan" is almost as good as ours.
it's called creative marketing.
I can only assume you are only covering yourself and have never had a claim filed for anything other than preventive services. In that case sure its affordable, and Fred has profited in your participation in the FedEx plan. If you ever need the insurance for anything else you will certainly understand our plight
DontThrowPackages
Well-Known Member
Thats a crying shame. How many people are under your coverage if you don't mind me asking....
DontThrowPackages
Well-Known Member
Last time I heard, UPS pays nothing.
They're hoping you opt out. "Hey government, we offer health care, they just don't want it. So no need for any monetary penalties, we did our part".
Actually under Obamacare if an employer offers healthcare they must provide a minimum 60% of average health care costs in your area, based on a complicated actuarial calculation, to be an "acceptable" plan. If employees feel they can get a better deal through their state exchanges they are free to do so, but they can't get subsidies if an employer provides "affordable" coverage. To be affordable the cost for employee only coverage mustn't be more than 9.5% of household income. Since Ground drivers don't have healthcare they'd qualify for subsidies. Essentially higher paid folk who don't qualify for subsidies will subsidize those who do. If you opt out of coverage you'll pay a $695 a year penalty for each family member, or 2.5% of gross income, whichever is higher, by 2016.
not at all. 5. Me, my wife, and our three kids. I am hoping the ACA offers something similar for much less.
5yearsleft
Well-Known Member
The cost for our health plans must vary in different areas. At Express, I'm currently paying $84 a month. My husband also pays $84 a month. (We each have to carry our own coverage, I used to be able to be under his.) With an average of 4 Dr visits a year and prescriptions, I paid about $250 a year in addition to my monthly premiums. This seemed pretty reasonable to me. I know people who pay $500 to $600 a month! I know this new plan is going to be quite a bit more expensive. Here's hoping I stay healthy!!
MAKAVELI
Well-Known Member
Employee only is far less than employee + family. When open enrollment starts you can check the difference.
