COBRA costs over 1000 a month for family coverage. Some long term PTers take some time off to take a rest from the grind of working 2 jobs. They return back to UPS as soon as the sticker shock COBRA bill comes in the mail. Yes, our Teamsters insurance coverage is worth 30 dollars an hour to PTers who only get 12 hours a week. Teamsters health insurance coverage plan is the best in the world. A majority of the PTers realize this and stay despite the small paycheck. Turnover for vested pension plan and insurance covered employees is miniscule where I work.