Our healthcare is a joke, I'm on the verge of bankruptcy trying to keep up w medical bills incurred since my son was diagnosed w a lifelong condition. After 300 plus a month in premiums a $500 dollar deductible and 15% coinsurance till the $2500 out of pocket reached ( which I have) how can a person on a FedEx courier salary afford this? I make over $21hr and my husband does decent w his small construction business(no healthcare avail) and we r swimming in credit card debt just to feed the family and keep what we have! How's does anyone just starting out a FedEx have a chance? Even though I've reached the $2500 out of pocket, I found out copays and prescriptions will still be my responsibility. His condition will require weekly visit to a specialist for the next few months at minimum the drs have said, at $50 a visit that is going to cripple our family's budget plus his prescriptions amount to over $200 a month. I foresee this year alone our medical to be over 10k Heaven forbid I, my husband,or one of my other two children become ill! ( would be required to pay another deductible and 15%) I talked to my mgr bout this he has no clue how poor our insurance is he blamed Obama. Do you think fed ex had PSP in mind when they decided our copay to the dr would be more than the avg hourly wage of a courier and a specialist would be over twice the hourly wage? I'd ask in our SFA feedback meeting but we never had one and were told no meeting hrs are available until further notice. Does anyone know of any part time jobs(besides ups) that might offer decent healthcare benefits? Does anyone know or think obamacare will offer something better than the sheet fedex does?