Your first years you struggled but had many good friends who helped you through and by the time you became a teenager you had the world by the tail. It was then that you fell in with that awful Wall Street crowd. They got you hooked on their drug of choice, "unfettered greed" and now look at you. A broken down middle aged junkie rotting from within. Your old friends no longer want to be seen with you. Your new friends only want to pimp you out for their own gain. All of your decisions now are to benefit your new masters and serve to drive you further into your addiction. Don't think of this as a birthday card, think of it as an intervention.