I've been trying to get a hardship loan for two months now. The house is behind in payments since March. The 401k administrator first denied the loan saying the paperwork from the mortgage company lacked what they needed for approval - the paperwork said that the loan was delinquent by four months. I'm no financial expert, but houses go into foreclosure when they get behind that far. Anyway, after several tiresome phone calls and ripping my hair out, they approved the loan. Now I get paperwork from a debt collector saying that my house is being sold in three weeks if I don't come up with the money. The 401k adminstrator keeps saying that "the paperwork's in the mail". This has been a two month process - and still no money. I'm going to lose my house because of their paperwork and processes. Does anybody know of anything that I can do???