Retirement or LTD ?

[Rman1957]

Currently receiving long term disability can I stop it and go to full retirement?
I have received LTD sense 2004.

 

[UpstateNYUPSer(Ret)]

You have been on LTD for 13 years? LTD only lasts for 5 so you are full of dog doo.

 

[fredxx]

LTD can last 5 yrs? who has to approve it?? Insurance company (Aetna) or state?

 

[twoweeled]

LTD can last 5 yrs? who has to approve it?? Insurance company (Aetna) or state?

I thought it only lasted 2 years, but not positive. They try their best to make you work for it. Better be pretty jacked up, if you want it.

 

[fredxx]

ok thxs.. I thought 2 yrs was the MAX as well...

 

[Ms.PacMan]

Not positive but based on what I've seen at my bldg. LTD is indefinite until your pension kicks in (or UPS pays the employee off) if the injury is work comp. and permanent. Two examples in my center are a back injury and mental/emotional duress (both employees sued).

LTD is limited to 5 yrs until SSDI kicks in if the injury or illness is not work related. Again the examples in my center were an employee with severe type 1 diabetes and one that had a stroke.

 

[fredxx]

I wish i had the UPS benefits but unfortunately i'm on FX "lack of benefits program" but thxs for the info..