Your real Christmas present from Fred will come after the holidays, but he's giving you one of them early, and that's your new CIGNA Dental Card, which should be in the mail shortly. Your restorative dental work will now (effective 1-1-13) only be covered at 50%, which means crowns, bridges etc. I had earlier been given information that fillings would also be at 50%, but that was incorrect. Wow, another takeaway on top of all the others. How does Fred do it? God, he is SO effing good to us. According to Engineering, 65.2% of crowns result from eating hard candy or nuts so the NHCON (No Hard Candy Or Nuts) Program has been implemented to save employees money. This also means that FedEx is now a nut-free zone. So, if you're found eating hard candy or nuts OR have them on your person or in your truck, it is an Unsafe Act. The first offense will be an OLCC, and your 50% dental benefit will become zero...all on you. Progressive discipline will ensue thereafter, and termination could eventually result. Merry Christmas form the company that cares. Why not call-in sick now and get your dental care performed under the old MetLife Plan? That would be the smart move.