401k

[Mike86]

Which one is better to sign up for retirement. UPS 401(K) which is through Voya Financial are the Teamster-UPS National 401 (k) which is through Prudential. Are they both about what and what

 

[upschuck]

Prudential has loow fees. Not a lot of choices for funds, but adequate.

 

[Mike86]

How do I go by getting stock a discount price and also what about voya Financial

 

[upschuck]

How do I go by getting stock a discount price and also what about voya Financial

Go thru upsers, and no idea.

 

[Mike86]

Ok thanks going to sign up through Prudential

 

[Mike86]

Just did not know if it was going to make a difference on the plan I choose

 

[Brownslave688]

You've done the hardest thing. Decided to save.


@DriveInDriveOut shoukd follow in your footsteps.

 

[Rack em]

I had no idea we could choose between companies. I just went to upsers one day, clicked on some 401k thing and it brought me to prudential.

 

[Wally]

You could drop dead at 50. Blow the money now!

 

[The Driver]

I just use Prudential for my 401(k). I save 15% of my pre-tax income. My allocations are 60% S&P 500, 15% S&P 400, 15% Russell 2000, 10% International Index Fund. It's fairly high risk, no bond allocation. But I've got 27 years left at this place.

 

[IVE GOTTA PACKAGE 4U]

I just use Prudential for my 401(k). I save 15% of my pre-tax income. My allocations are 60% S&P 500, 15% S&P 400, 15% Russell 2000, 10% International Index Fund. It's fairly high risk, no bond allocation. But I've got 27 years left at this place.

Good job

 

[The Driver]

Good job

I'd like to retire with about $1 million in that account.

 

[Matty_lawn]

I just use Prudential for my 401(k). I save 15% of my pre-tax income. My allocations are 60% S&P 500, 15% S&P 400, 15% Russell 2000, 10% International Index Fund. It's fairly high risk, no bond allocation. But I've got 27 years left at this place.

35 percent for me. But I only make 11 an hour 22 hours a week. Got another 29 years here though

 

[IVE GOTTA PACKAGE 4U]

I'd like to retire with about $1 million in that account.

Keep saving Brother. It takes time but it does add up

 

[Brownslave688]

I'd like to retire with about $1 million in that account.

You should easily retire with over 1 million if you keep saving 15%

 

[IVE GOTTA PACKAGE 4U]

You should easily retire with over 1 million if you keep saving 15%

27 years from now that will be worth about $300 lol

 

[CoolStoryBro]

How do I go by getting stock a discount price and also what about voya Financial

Log into UPSERS.com
Go to the HR section.
Go to the "Pay" subsection.

Click on Discounted Employee Stock Purchase Program DESPP (or something like this)
create an account on computershare
buy shares