Fighting the High Cost of Retirement

anonymous23456

Well-Known Member
Definitely not for everyone. But there are a lot of people who are living out in the desert in RV's, vans, minivans, cars, tents whose circumstances put them there for many reasons. As illustrated here the knee jerk reaction of some is to characterize these people as bums. Drug addicts. Lazy and shiftless. A lot of people worked hard for decades paying high rent with poorly paid jobs and have little to show for it other than limited Social Security. If turning a minivan into a little home on wheels gives them some sense of economic freedom and independence then more power to them. I really have a problem with those whose circumstances are better sneering at those less fortunate. Says a lot more about their lack of character than those who find a way to take lemons and make lemonade.
Most Americans are one paycheck away from being homeless. Even the well to do middle class will be homeless in no time if they have large healthcare bill due to serious illness. The rest will be eaten alive slowly by inflation. Americans need to learn how to live like people who grew up in the Depression era.
 

vantexan

Well-Known Member
Living that way is OK for spending a Summer travelling the country but not as a permanent way of life.
People fulltime in RV's all the time. Big 5th wheels with multiple slideouts are very much like living in luxury apartments. And then there are the rolling palaces. Motorhomes 45' in length costing over a million. You can live in whatever you want with all the comforts you want except a lot of space.
 

qdg2

Well-Known Member
People fulltime in RV's all the time. Big 5th wheels with multiple slideouts are very much like living in luxury apartments. And then there are the rolling palaces. Motorhomes 45' in length costing over a million. You can live in whatever you want with all the comforts you want except a lot of space.
Luxury apartment? Never saw one with wheels. Million here will buy a huge house and a few acres....probably with a pool. Shop too.....

Rolling palace.......

You don't talk about depreciation much.....

A million dollar port a potty.
 

Commercial Inside Release

Well-Known Member
For every Proenneke that ran off to Alaska, there are at least a dozen like Carl.

Carl McCunn (January 25, 1947 – December 18, 1981) was an American wildlife photographer who became stranded in the Alaskan wilderness and eventually died by suicide when he ran out of supplies.
 

vantexan

Well-Known Member
Luxury apartment? Never saw one with wheels. Million here will buy a huge house and a few acres....probably with a pool. Shop too.....

Rolling palace.......

You don't talk about depreciation much.....

A million dollar port a potty.
If I had a million dollars I'd live somewhere I could get a decent house in a decent neighborhood for less than $200k and put the rest in the bank. I figure those who buy $150k 5th wheels or half million dollar motorhomes have money to burn. You obviously have never looked at high end RV's but it's a moot point. I will however spend $24k on a Toyota hybrid and pull a tiny, lightweight trailer with it to sleep in. Altogether maybe $32k. Once my dad passes it'll come to that or moving overseas.
 

burrheadd

KING Of GIFS
Plan to buy a Toyota Corolla hybrid. That means a car that has climate control that runs off its hybrid battery. Which means the car gas engine starts up and runs for a bit every so often to top off the battery. Less than half a gallon in 8 hrs. So it can be 100° out and still be comfortable. Except I'll be in high country in the summer where it will be cooler. And dry air.

Will be camping fulltime in New Mexico state parks. They have showers and are kept up. With the $225 annual pass can camp for free in many of those parks if I don't need electricity. Can charge battery pack with the hybrid and use that to run lights and fan in my camper. If too hot will get an electric site to run air conditioner in my camper.

Ever hear of Runaway Campers? Very light, empty box. Smallest one 4'X8' and weighs less than 600 lbs. Corolla has a 1500 lb tow rating. Camper has a 5000 btu ac and electrical outlet. Can boondock with it on BLM land with a portable generator if need to.

There's more than one way to skin a cat. And I didn't invent all this. It's a well trodden path. What happens if I absolutely can't find a space at a state park? I do no hookup camping there. "Primitive" camping. Still have access to showers and toilets and potable water and trash dumping.

I know a town that has a number of RV parks. You don't have to move about in a RV. You can just park it and pay a monthly rate. Best park in this town charges $375 a month plus electric. Excellent wifi, 70 channel cable, water and trash included. Very nice laundry room. Social activities if you want. Less than a mile to Walmart. If I go that route, which I might when I get older, I'll buy a nice size travel trailer. Among other parks in that town is a more basic one that still includes cable, water, and trash and charges $225 A month plus electric. In Las Cruces it's more expensive but can still find very nice park for $450 a month plus electric and has all the amenities. Can do without a car there and use the bus system. $30 a month unlimited riding.

What you don't know is I went many years without a car. Walked, biked, rode a scooter for years. I lived in 7 different RV parks over a 12 year span in a 26' travel trailer. Paid people to move it for me. None of what you're saying is so. You're making assumptions. And you're wrong. Is it perfect? No, there are drawbacks just as there are for anything. But geez man, men used to ride all over the West carrying only what their horse could handle. People rode in covered wagons for months to get to Oregon. What I'm going to do is no big deal in comparison. Not even close.

Seems like a lot of work to just be a bum
 

qdg2

Well-Known Member
If I had a million dollars I'd live somewhere I could get a decent house in a decent neighborhood for less than $200k and put the rest in the bank. I figure those who buy $150k 5th wheels or half million dollar motorhomes have money to burn. You obviously have never looked at high end RV's but it's a moot point. I will however spend $24k on a Toyota hybrid and pull a tiny, lightweight trailer with it to sleep in. Altogether maybe $32k. Once my dad passes it'll come to that or moving overseas.
With all respect.....

By your words-

It seems....seems that this is what you want. Lot's of choices as time went by.....the wife thing....refuse to work(or find a way).

If in your boat....I might just spend my last buck on some fine whiskey and percocet and view those stars in NM into oblivion.
 

vantexan

Well-Known Member
With all respect.....

By your words-

It seems....seems that this is what you want. Lot's of choices as time went by.....the wife thing....refuse to work(or find a way).

If in your boat....I might just spend my last buck on some fine whiskey and percocet and view those stars in NM into oblivion.
You don't have a clue, based on your responses, as to what I'm doing. I worked hard a long time not so that I could look around at all my possessions but to have the freedom to come and go as I wanted without having to answer to people like you. I hope you and your house and your stuff are very happy together.
 

UnionStrong

Sorry, but I don’t care anymore.
You don't have a clue, based on your responses, as to what I'm doing. I worked hard a long time not so that I could look around at all my possessions but to have the freedom to come and go as I wanted without having to answer to people like you. I hope you and your house and your stuff are very happy together.
He’s bitter
 

qdg2

Well-Known Member
You don't have a clue, based on your responses, as to what I'm doing. I worked hard a long time not so that I could look around at all my possessions but to have the freedom to come and go as I wanted without having to answer to people like you. I hope you and your house and your stuff are very happy together.
With all respect....

Thread title says fighting the high cost of retirement.

Maybe it should have said "Fighting the high cost of retirement.....with no money."

IDK, clear it up for us.....yes us. I don't think anyone reading this thread is confused about "what you are trying to do".

My "clues": Myriad of health problems making work like you used to do impossible or something like that.

You tried alternative work and didn't like it and quit.

Your pension is being curtailed and you will be broke in the near future.

Your future looks bleak financially.

Don't necessarily hate your wife but her kid(same result).

All this so much so, you won't live with her but choose to live with your Dad at 60?

All of this leading to buying a PRIUS for ffs and a tiny rolling bed. To live in! in State parks or so.....

And you just declared that you worked all your life to end up exactly like this(see above).

"To have the freedom....."

Now, please......tell me what I don't understand.

BTW, you took a shot at my "possessions and stuff". Which I worked all my life to have the freedom to have and use too. But my idea of freedom isn't a Prius, a cot and a public shower. That sounds like a dystopian future to me.

IDK man.........except the Fed Ex/UPS connection........we have absolutely nothing in common.
 

vantexan

Well-Known Member
With all respect....

Thread title says fighting the high cost of retirement.

Maybe it should have said "Fighting the high cost of retirement.....with no money."

IDK, clear it up for us.....yes us. I don't think anyone reading this thread is confused about "what you are trying to do".

My "clues": Myriad of health problems making work like you used to do impossible or something like that.

You tried alternative work and didn't like it and quit.

Your pension is being curtailed and you will be broke in the near future.

Your future looks bleak financially.

Don't necessarily hate your wife but her kid(same result).

All this so much so, you won't live with her but choose to live with your Dad at 60?

All of this leading to buying a PRIUS for ffs and a tiny rolling bed. To live in! in State parks or so.....

And you just declared that you worked all your life to end up exactly like this(see above).

"To have the freedom....."

Now, please......tell me what I don't understand.

BTW, you took a shot at my "possessions and stuff". Which I worked all my life to have the freedom to have and use too. But my idea of freedom isn't a Prius, a cot and a public shower. That sounds like a dystopian future to me.

IDK man.........except the Fed Ex/UPS connection........we have absolutely nothing in common.
You're oblivious to the obvious. You can't stand the idea of anyone living or doing anything different from the norm. You have to attack it and denigrate it. The original point of this thread is there are alternatives if you can't afford retiring in the U.S. in the conventional sense. You're essentially saying that no, one must continue to work or take government assistance rather than fulltime travel. I guess you're against living overseas too. And yes, folks like you do measure, as demonstrated by your posts, how well you're doing against how others are doing. You've done well, more power to you. I haven't. But I refuse to accept my only choice is to spend half my income on rent and be strapped all the time. Others feel the same way and are breaking away from the keeping up with the Jones attitudes. Enjoy your retirement and I assure you I will enjoy mine.
 

vantexan

Well-Known Member
With all respect....

Thread title says fighting the high cost of retirement.

Maybe it should have said "Fighting the high cost of retirement.....with no money."

IDK, clear it up for us.....yes us. I don't think anyone reading this thread is confused about "what you are trying to do".

My "clues": Myriad of health problems making work like you used to do impossible or something like that.

You tried alternative work and didn't like it and quit.

Your pension is being curtailed and you will be broke in the near future.

Your future looks bleak financially.

Don't necessarily hate your wife but her kid(same result).

All this so much so, you won't live with her but choose to live with your Dad at 60?

All of this leading to buying a PRIUS for ffs and a tiny rolling bed. To live in! in State parks or so.....

And you just declared that you worked all your life to end up exactly like this(see above).

"To have the freedom....."

Now, please......tell me what I don't understand.

BTW, you took a shot at my "possessions and stuff". Which I worked all my life to have the freedom to have and use too. But my idea of freedom isn't a Prius, a cot and a public shower. That sounds like a dystopian future to me.

IDK man.........except the Fed Ex/UPS connection........we have absolutely nothing in common.
Just so we're clear my wife seriously started smoking pot about 8 years before we got married at 51. Kept that from me but became an issue. Her daughter and her smoke it about every day. It's not a lifestyle I want to be part of. So there's that conventional life just sitting there for the taking but there are two women in that house who are angry and vicious when they aren't high and silly like giggly teenagers when they are high. I'm in no position to help her and maintain another home somewhere else. But that's ok because I happen to like fulltime travel.
 

Thebrownblob

Well-Known Member
With all respect....

Thread title says fighting the high cost of retirement.

Maybe it should have said "Fighting the high cost of retirement.....with no money."

IDK, clear it up for us.....yes us. I don't think anyone reading this thread is confused about "what you are trying to do".

My "clues": Myriad of health problems making work like you used to do impossible or something like that.

You tried alternative work and didn't like it and quit.

Your pension is being curtailed and you will be broke in the near future.

Your future looks bleak financially.

Don't necessarily hate your wife but her kid(same result).

All this so much so, you won't live with her but choose to live with your Dad at 60?

All of this leading to buying a PRIUS for ffs and a tiny rolling bed. To live in! in State parks or so.....

And you just declared that you worked all your life to end up exactly like this(see above).

"To have the freedom....."

Now, please......tell me what I don't understand.

BTW, you took a shot at my "possessions and stuff". Which I worked all my life to have the freedom to have and use too. But my idea of freedom isn't a Prius, a cot and a public shower. That sounds like a dystopian future to me.

IDK man.........except the Fed Ex/UPS connection........we have absolutely nothing in common.
1676048438852.gif
 

UnionStrong

Sorry, but I don’t care anymore.
You're oblivious to the obvious. You can't stand the idea of anyone living or doing anything different from the norm. You have to attack it and denigrate it. The original point of this thread is there are alternatives if you can't afford retiring in the U.S. in the conventional sense. You're essentially saying that no, one must continue to work or take government assistance rather than fulltime travel. I guess you're against living overseas too. And yes, folks like you do measure, as demonstrated by your posts, how well you're doing against how others are doing. You've done well, more power to you. I haven't. But I refuse to accept my only choice is to spend half my income on rent and be strapped all the time. Others feel the same way and are breaking away from the keeping up with the Jones attitudes. Enjoy your retirement and I assure you I will enjoy mine.
Pay no attention to him. He certainly has no room to talk.
 

Brownwind

Well-Known Member
Just so we're clear my wife seriously started smoking pot about 8 years before we got married at 51. Kept that from me but became an issue. Her daughter and her smoke it about every day. It's not a lifestyle I want to be part of. So there's that conventional life just sitting there for the taking but there are two women in that house who are angry and vicious when they aren't high and silly like giggly teenagers when they are high. I'm in no position to help her and maintain another home somewhere else. But that's ok because I happen to like fulltime travel.
Just be careful on the BLM land. The ranchers are for reelz.
 

bacha29

Well-Known Member
@vantexan
You've been going on & on about living in a Prius. That means tent, sleeping in a car, washing at truck stops, hiding from the weather in libraries, and an occasional filthy motel.

You will get hassled.

As far as the RVing thing goes, the costs are probably 10x what they used to be. Tons of people going broke, trying to live that life. Now days, you will be begging for admission to someplace decent and safe to camp, while the campground owner/manager let's another guy in with a $2mil rig.

That's the real reason people are squatting in their junky, eyesore RVs at crap grounds, (instead of campgrounds.)
Might not be bad if your 30, but 60? You have fragile health no insurance then you have a costly medical emergency. The question then becomes even if you can make contact with emergency services.....will they even be able to find you in time?

Going through all this just to save a few dollars per month? Sitting out there with the rednecks rocks and rattlesnakes?

My next door neighbor Jack and his wife tried this. As Jack said, you needed an RV just to have a reasonable measure of comfort and security while traveling. But the time it takes to finally get there, get leveled up, set up, unpacked and finally in place you're worn out. Then a few days later when your time there has ended you have to go through the entire tiring process in reverse. They're clumsy, slow and a holy fright on gas.

They came back after a few months sold the damn thing then spent their final days sitting out on the back porch...in peace.
 
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