The route I covered last year delivered the IRS Southeast Regional building. Easy money. You get to clock in 25 minutes early to scan the all the envelopes. I delivered 1022 pieces that day and over 700 went to that one stop. I planned to over 13 hours that day even though I was back in the building at 6pm. We're a bonus center but I'm a cover so I got nothing. Yesterday the guy that delivers that route delivered just over 1012 pieces. He's a cover also so he gets no bonus. The regular full-timer on the route now took his vacation this week because he didn't want to deal with all the envelopes. I would've worked since he probably would be looking at well over 10 hours bonus for the week.
So what keeps you from spending it when you get it all back in one lump sum?I do it on purpose. My wife and I both still file S-0 though we are married and have a child. We mainly do it that way cause if I have more money every week then I will spend more money every week. It's nice getting that "gift" at the end of the year. We also make alot of money back on interest from our house. On top of our $7500 we also get our stimulus check and we got anout $2200 back from our mortgage comapany that was for overpaid escrow.
We know why we get so much back and how to fix it but as said, we would spend it. either way I'm not making any money on it.