New Video! Is the buyout even worth it?

[Thebrownblob]

My “family” are both married (with kids) and on their own.

I wonder if he could sign up for the retiree plan early?

He’s in the west so he has a lot better pension with peer 80. I could’ve taken my pension if I had that.

 

[Thebrownblob]

You mean your wife’s opinion is more important than Dave’s?

 

[Thebrownblob]

My “family” are both married (with kids) and on their own.

I wonder if he could sign up for the retiree plan early?

Well, maybe you don’t have a wife I believe I heard you did not anymore. The amount of time I work directly, affects her as I’m older than her and will probably die before her. I wouldn’t make that kind of huge life choice without including her. I’m sure she would support anything I did, but she has a right to have an input. Maybe that’s why I’m still married?

 

[AllTheBellsAndWhistles123]

Hold in brother

It's almost impossible for me to get my retirement paperwork done in one month.


That will leave my family without healthcare. Until all the paperwork goes through.

The date they gave me is August 31st

Sorry that doesn't work for me

Have you called your pension fund to see if you could sign up for the retiree health plan early? Premiums are normally deducted from your pension check but you may be able to sign up and self pay. Worth a phone call.

Taking the buyout and going on Cobra would make zero sense.

 

[AllTheBellsAndWhistles123]

Well, maybe you don’t have a wife I believe I heard you did not anymore. The amount of time I work directly, affects her as I’m older than her and will probably die before her. I wouldn’t make that kind of huge life choice without including her. I’m sure she would support anything I did, but she has a right to have an input. Maybe that’s why I’m still married?

…which is why you need spousal sign off on vasectomies and will soon need one on 401k withdrawals…

 

[IVE GOTTA PACKAGE 4U]

Have you called your pension fund to see if you could sign up for the retiree health plan early?

Taking the buyout and going on Cobra would make zero sense.

I know exactly the steps i need to do to retire
3o days isn't going to cut it.. So I'll have to respectfully.Declined his most generous offer

 

[Thebrownblob]

…which is why you need spousal sign off on vasectomies and will soon need one on 401k withdrawals…

 

[IVE GOTTA PACKAGE 4U]

View attachment 527675

She doesn't need my approval for 401k withdrawals

Why

Because I put a lot of money into her Roth IRA that I started for her.

Plus im going to get a smaller pension amount because im going to make sure she gets 100% survivorship

 

[Thebrownblob]

She doesn't need my approval for 491k withdrawals

Why

Because I put a lot of money into her Roth IRA that I started for her.

Plus im going to get a smaller pension amount because im going to make sure she gets 100% survivorship

I want one of those 491K they sound bad ass!

 

[IVE GOTTA PACKAGE 4U]

I want one of those 491K they sound bad ass!

401k plus I bonds

You're welcome

 

[AllTheBellsAndWhistles123]

She doesn't need my approval for 401k withdrawals

Why

Because I put a lot of money into her Roth IRA that I started for her.

Plus im going to get a smaller pension amount because im going to make sure she gets 100% survivorship

The rules are being change to require two signatures, if applicable, on retirement plan withdrawals.

 

[542thruNthru]

And you’re putting way too much thought into this, he’s a good dude.

Whoa whoa whoa! No need to exaggerate!

 

[AllTheBellsAndWhistles123]

She doesn't need my approval for 401k withdrawals

Why

Because I put a lot of money into her Roth IRA that I started for her.

Plus im going to get a smaller pension amount because im going to make sure she gets 100% survivorship

You might want to take the larger amount and buy a life insurance policy ($500K or higher) in her name only.

 

[Thebrownblob]

The rules are being change to require two signatures, if applicable, on retirement plan withdrawals.

Something you learned at H&R Block? And I’m not being snarky seriously asking.

 

[Thebrownblob]

Whoa whoa whoa! No need to exaggerate!

Sorry, I got a little excited

 

[AllTheBellsAndWhistles123]

Something you learned at H&R Block? And I’m not being snarky seriously asking.

Nope.

Try reading a newspaper.

(That was snarky.)

 

[542thruNthru]

Sorry, I got a little excited

Its the blue eyes. Keep in your pants

 

[Thebrownblob]

Nope.

Try reading a newspaper.

(That was snarky.)

Only old people read newspapers

Also snarky

 

[IVE GOTTA PACKAGE 4U]

You might want to take the larger amount and buy a life insurance policy ($500K or higher) in her name only.

I've done the math.

 

[Thebrownblob]

Its the blue eyes. Keep in your pants