What are the rules for disability with full time ups workers?..I'm in the Chesapeake region and filed for disability and Fmla. Everything seems to be going through ok as I have done everything that's been asked of me as far as forms and providing what Aetna wants. I talked with the teamster people who handle all the insurance questions(number on back of my insurance card) and they told me that short term disability only lasts one year and that there is no long term disability. This does not match anything I have heard or read online from other ups'ers...I keep hearing short term disability goes into long term if you file in time and have all info that the insurance requires and that long term disability is five years...I was also told by the teamster insurance people(not Aetna) that disability only pays 225$ first six months and 275$ for the rest of the one year period. I heard that it's supposed to be based on your pay rate..also does it change from state to state?...can anyone tell me the truth and is there some booklet or info I can request that explains very thing truthfully?