With the stock market going down I got in the habit of transfering funds from safe to risky as I felt was needed to grow my 401K. As you know , Prudential is now running our 401K. The other day I transfered 80% out of the Stable Fund ( I had 100% in it ) to a more risky fund for a short time then my intent was to go back in the Stable Fund as the market would probaly continue down. After talking to the fund rep I found out that I can`t return the money to the Stable Fund for 90 days! No prompt to the new rule whatsoever!