Hi, Just wondering if any of the partners on this site have run into the issue of getting promoted after January 1st 2008 after working for a significant time as a union employee. Several months after being promoted I was informed that my pension was the annuity based PAF, instead of the UPS defined benefit contribution. This resulted in a net decrease of 33% of what I would have received had I finished my career as a driver. The division manager who hired me had no idea that I would be put into the PAF as it was completely new when I was promoted in February 2008. Shame on me for not getting anything in writing.