Your 401k Allocations.

[IVE GOTTA PACKAGE 4U]

Probably won't put enough to split, doubt they'll put that much in. International is riskier than S&P.

Thank you EF Hutton

 

[upschuck]

Thank you EF Hutton

Welcome

 

[The Driver]

Depends when you get in. The market is near it's all time high and the PE is very high.

Just say S&P 500 index fund to start with the caveat that "time in the market beats timing the market".

So, buy the market and hold it and relax...

 

[IVE GOTTA PACKAGE 4U]

Just say S&P 500 index fund to start with the caveat that "time in the market beats timing the market".

So, buy the market and hold it and relax...

Don't know anything about him or his objectives. And you never put all of your eggs into one basket

 

[The Driver]

Don't know anything about him or his objectives. And you never put all of your eggs into one basket

Yeah but the S&P 500 is a pretty huge basket. And also I stipulated "to start with". I agree with you when you say you tell the young people just to start saving. That's the most important part. But sometimes if people aren't pushed to put their money where their mouths are then they're more likely to experience "paralysis of the analysis". I say start with a broad index fund and then once they do that people tend to do more productive research for what's right for them and their own situation since their ass is on the line.

 

[IVE GOTTA PACKAGE 4U]

Yeah but the S&P 500 is a pretty huge basket. And also I stipulated "to start with". I agree with you when you say you tell the young people just to start saving. That's the most important part. But sometimes if people aren't pushed to put their money where their mouths are then they're more likely to experience "paralysis of the analysis". I say start with a broad index fund and then once they do that people tend to do more productive research for what's right for them and their own situation since their ass is on the line.

All that he needs to do is use the online tools and they would be a good quide for him

 

[The Driver]

All that he needs to do is use the online tools and they would be a good quide for him

The tools on the Prudential site?

 

[IVE GOTTA PACKAGE 4U]

The tools on the Prudential site?

They have some nice things in there if you dig around.

 

[DriveInDriveOut]

They have some nice things in there if you dig around.

SOB

 

[Jkloc420]

SOB

i hope your at 25 percent

 

[Jackburton]

They offer a Morningstar investment manager for a fee on the prudential site now. I'd never use them, but for those that want to set and forget it might be worth it to ask some questions.

 

[IVE GOTTA PACKAGE 4U]

SOB

You rang??

 

[J92]

I have my pre-tax in the 401k
And my ROTH elsewhere

Where's your Roth at? I get the feeling your a smart investor.

 

[J92]

$500 in dividends each quarter.
I am meeting with my EJ guy in July. I am curious as to what his plan is in regard to both Apple and my rollover.

Last time I saw him he said to keep doing what I am doing.

Whose cutting you dividends? Just wondering. I haven't gotten into stocks a whole lot yet in my 401K.

 

[IVE GOTTA PACKAGE 4U]

Where's your Roth at? I get the feeling your a smart investor.

Vanguard

 

[J92]

Does anyone know how to re-invest dividends on the ComputerShare website for the stock purchases? I keep forgetting to call them and just got another dividend check today. I'd like to do it online

What do you invest in to get the dividends?

 

[upschuck]

What do you invest in to get the dividends?

A dividend producing stock.

 

[zero]

target date fund if you want simplicity

 

[Jkloc420]

target date fund if you want simplicity

you will respect me or you will pay

 

[Mr. Marshall]

Yes. But that'll increase every few years.


Worst case scenario you max out a little early and have some extra cash for the holidays.

What happens if you max out? Does payroll automatically stop deductions at $5,500 and $18,000 or do you need to do anything?