I can certainly understand your thinking & frustration with SOME of the pension plans. On the other hand I'm not planning on being with ups another 15 years till I can FINALLY draw from my 401k (59.5 years old).
My example, retire early --in 2 years--only 1,653$ a month ("projected")--save or regain my sanity, keep what's left of my health, cut back on expenses, push the last kid out the door, P/T fun job, pack the wife's lunch-slap her on her skinny butt & say, 'Have a nice day."--She loves her job!
OR
Keep working 48 hours a week
![Mad :mad: :mad:](/community/styles/default/xenforo/smilies/group1/mad.gif)
, 7 weeks vacation
![Thumbup1 :thumbup1: :thumbup1:](/community/styles/default/xenforo/smilies/group1/thumbup1.gif)
, great pay & benefits, loose the rest of my sanity.
I think my answer is somewhere in the middle