I've been with Big Brown for exactly 10 years now. Full time driving since mid 06. I've had a very small hobby business since 02 that I've done a little bit with over the years. The last 2 years I got deep into it. I'm doing VERY well. I'm driving 9.5-10.0 days and working at my business 4 hours/night every night. And putting in 10+ hour days sat and sun every weekend. I'm at the point I'm losing money because I can't be there. I have 2 employees, I'm 29 yo and I think it may be time. I'm scared to death in this economy to leave a job at this pay/benefits, etc. Especially being young and having this much time invested. In the past year I've paid off all my C/C debt, we downsized our house, new mortgage is about 800/month. She makes decent money, paid off both our reliable vehicles, etc. I'm not one that complains but I despise my job and the people I work with, I just bite my tongue and do it. I'm taking a couple weeks off early February to take care of some things, and I've considered not going back If I leave would I be eligible for anything at all since I've been there ? I'm not too familiar with how the pensions work, I just know I havent been there 20 years, but I dont know if I get nothing or what. Do I quit or is there a way to "retire" ? I've also been speaking with my stewards about bidding down to a part time job in my center for a couple hours at night to keep my benefits/seniority. Can anyone try to guide me ?