go FT or stay TCD?

[MyTripisCut]

New management doesn't have a pension anyone. Just a meger 401k match.

They used to have both.



How was vacation?

Great vacation. Feeling totally relaxed, but it may just be total exhaustion.

 

[Matty_lawn]

How the hell are you maxing out your 401k. You would have to make over 50000 to hit the 18k threshold

I think its 5200

 

[IVE GOTTA PACKAGE 4U]

Great vacation. Feeling totally relaxed, but it may just be total exhaustion.

They will give you an easy day on Monday













Not!





Welcome back . Lol

 

[IVE GOTTA PACKAGE 4U]

I think its 5200

You can also open an IRA If you have the available cash

 

[UpstateNYUPSer(Ret)]

I think its 5200

You may want to do a little research.

The max for 2017 is $18K.

 

[IVE GOTTA PACKAGE 4U]

You may want to do a little research.

The max for 2017 is $18K.

I think he meant 52,000

 

[Box Ox]

I think its 5200

That's the ballpark limit for an IRA if you're under 50. Think I maxed that out at $5,500 last year with Vanguard. @UpstateNYUPSer is right on the 401K limit.

 

[TearsInRain]

We have no company match, you should know that.

well that sucks, i wouldn't invest in it at all then until my Roth IRA and HSA were maxed

 

[IVE GOTTA PACKAGE 4U]

well that sucks, i wouldn't invest in it at all then until my Roth IRA and HSA were maxed

They pay big dollars into our pension plan.

 

[Box Ox]

well that sucks, i wouldn't invest in it at all then until my Roth IRA and HSA were maxed

HSA isn't necessary for union members since our up front health coverage is great. Yes on maxing Roth IRA first since no 401K match.

 

[TearsInRain]

They pay big dollars into our pension plan.

i would never count on a pension these days

HSA isn't necessary for union members since our up front health coverage is great. Yes on maxing Roth IRA first since no 401K match.

you don't use an HSA for medical expenses now; an HSA is a traditional IRA with a few caveats, so you invest in it like you would an IRA, with the added bonus that if the SHTF in your health, you have extra available cash to draw on if you needed to

 

[Box Ox]

you don't use an HSA for medical expenses now; an HSA is a traditional IRA with a few caveats, so you invest in it like you would an IRA, with the added bonus that if the SHTF in your health, you have extra available cash to draw on if you needed to

Might be good advice. I'd just rather have it compounding in tax sheltered retirement investments elsewhere unless it looks like the union health plan might collapse in the next contract.

 

[JL 0513]

We don't have TCD's in my local. FT or nothing.

 

[hellfire]

DONT GO FULLTIME. !!!! The job sucks now and is getting much worse

 

[PT Car Washer]

DONT GO FULLTIME. !!!! The job sucks now and is getting much worse

My son says the job is easy. Only in his first year. It's management that sucks and it does not look to get better.

 

[UpstateNYUPSer(Ret)]

My son says the job is easy. Only in his first year. It's management that sucks and it does not look to get better.

The job itself is simple.

It's all the other crap that makes it so stressful.

 

[Peppermint Patty]

I think its 5200

Don't part timers only make 18k on a good year??

 

[IVE GOTTA PACKAGE 4U]

Don't part timers only make 18k on a good year??

Not drivers.

 

[Matty_lawn]

Don't part timers only make 18k on a good year??

Without extra hours during peak id say around 12k lol

 

[PT Car Washer]

Don't part timers only make 18k on a good year??

67k last year.