How do you enroll in long term disability insurence?

tech209

Well-Known Member
First you have to exhaust all the FMLA and short term disability than if you need more time after that it goes into Long term only if you get approved which is much harder than short term

I believe if you exhaust all the FMLA and Short term it’s around almost 1 year of time off before you have to open a separate claim for long term
 
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