Sounds like your issue is with your doctor and not Liberty Mutual. Are they offering Permanent Partial Disability based on your doctors percentage or did they counter with a low ball? I have had Liberty Mutual offer more than my doctors percentage.
The doctor gave me a % for mmi.. lm sent me a dollar amount for settlement but I was under the impression that if I accept it they are not required to cover injury if it happens again or if I have issues down the road.
State laws on workers compensation are all different. In Wisconsin you would still be covered for medical care for 12-1/2 years for the injury regardless if you your compensated for permanency or not.
Definitely get a lawyer.
Not necessarily. MMI disability rating is not a cash out settlement. I've received several MMI rating payments and still continued to go back to work and have my injury covered. To me it was free money. They are paying you for your disability. I wish I could remember the formula used to calculate it. One injury I received a 12% MMI/disability rating and got $20,000. Since retiring I did settle all my work comp cases and took a lump sum as well as a good chunk of change for any issues down the road.
True to a point. Yes a lawyer will make sure you're not taken advantage of, but if and when you do settle you will owe them a %. I had my comp lawyer do the paperwork on my final settlement upon my retirement and he took 10% which to me was worth it so as I know I wasn't screwed over.
The insurance company is going to give you any extra money unless you have someone to twist their arm
Faking to get time off?…another runner bites the dust
Far from a runner. Doing it 17years now. It was more of a freak accident then anything…another runner bites the dust
So if you reject it what happens? They counter or they said that’s fine? Lol I still don’t see them just giving money to give it idk. I get the disability part but I just don’t trust them
In almost every instance the work comp lawyer gets you more money anyway.
If you reject it I suppose they just won't pay you. They will not counter it's based on what the Dr. rates your injury. MMI ratings are generally based on state regulated settings. In other words a Dr. is confined to rate your disability according to what the state allows. It's not really free money you are now a certain % disabled due to your injury. They will pay you for that disability. Again let me confirm that this is how they do it in my state of Florida, but I suspect MMI is likely the same everywhere.
Not true. Have you ever had a comp injury giving you a MMI rating? They are required by the state to pay.
Sorry. Typo. ISN'T
Yes in a settlement case, this does not sound like that to me. Sounds like a MMI rating payout.
Every state has very complicated workman comp laws unless you understand them which most of us don’t always hire an attorney. Setting yourself up for failure because the company knows the rules and we don’t.
