Management Dental Insurance

Discussion in 'UPS Retirement Topics' started by Hoaxster, May 16, 2013.

  1. Monkey Butt

    Monkey Butt You can call me Spanky Staff Member

    Made my first visit to the dentist today as a retiree.
    There are some major changes from employee coverage to retiree coverage.
    ​Preventive maintenance is still 100% 2 times a year
    Maximum insurance per year is $1000 down from $2500.
    Dental medical - 50% copay up from 20%.
    There were others but this is what I remember.

    Luckily, I have not had a cavity since I was 19 so my visit today was covered 100%.
    My wife has pretty teeth but problems with them even though she takes really, really good care of them.
    She usually goes $2000 over each year when the max was $2500 ... now I need to budget for $3500 out of pocket.

    Not a major deal and the first major snag I "learned" while in retirement.
    Just something to be aware of if you are planning for retirement.
  2. serenity now

    serenity now Guest

    it's always something.............
  3. Monkey Butt

    Monkey Butt You can call me Spanky Staff Member

    Yes it is!
    ​Especially if the provider is dead-set on saving money anyway they can.
  4. pretender

    pretender Active Member

    It is starting to sound like it doesn't really matter whether I stay in the company plan or am moved to TeamCare...