I retired over 5 years ago from Western Conference. I was prior military before UPS and served during Desert Storm. Because of this, I receive free medical from the VA and vision care with no dental. When I retired, I opted out of joining the medical plan with the option of joining it again after becoming eligible for Medicare. I must join the medical plan immediately once eligible for Medicare. I have used the VA since retirement and am happy with the services I have received. My wife is still working and has insurance with her work. She will become eligible for Medicare before me, but cannot join the Teamster plan until I am enrolled. I still have a few years to go until I am Medicare eligible. I wonder if anybody on the forum has used this delayed entry program and how much the current premium is for husband and wife with the Teamster insurance as secondary. I will have triple coverage at that point. Thanks!