Ive been working on the Preload for about a year and a half now at my local center. I have decided to transfer and move to a University out of area and will have to quit UPS. I've already notified management that I will be quiting at the end of April, which I figure a month gives them plenty of time to find a subsequent replacement. Around October of last year, I dislocated my knee playing basketball and had the acompanying contusion and ligament sprains, etc. Nothing to serious, I was out a week or two, then came back to work. I have been working on it while wearing a brace for the past 6 months with no incident and only minor pain. Outside of work though it has been giving me problems, like giving out when I put torque on it, so I went to an Orthopedic Surgeron to get a diagnosis. It turns out since the original injury, I have torn my ACL and Meniscus and will need surgery to repair it. What i guess i need advice on is, How should i go about getting the surgery done? Should I wait until the end of April, after I quit, to have the surgery done? I'm pretty sure there is a month of lag time from when i quit, to when I am dropped from the insurance coverage. That will probably cover the initial surgery and medication, maybe a little physical therapy, but if there is any complications I will be out of luck and will probably have to pay for anything else out of pocket. Or, should I get the surgery as soon as possible? It seems like a dick move on my part to get the surgery done, then quit right after. Also i was wondering about the disability policy... since I didnt obtain the on-site and have been working on it fine for a while, will I be able to get any disability benefits from UPS? ( I am pretty ignorant on that subject actually so if someone can shed some light on what I could even expect from Disability, I would appreciate it).