I am a PT preloader/unloader with 26 years and I would like to retire now. How do I go about this. Where do I find my pension credits and apply them? I was laid off alot when I first started and also had a workers comp injury where I missed a year and a half several years ago so I know my credits will be less than 26 years. Can I transfer my insurance or must I get a new policy with a different company? thanks.