Two part Question. #1. If you retire late in the year, October or November, do you you get paid out for your vacation time that was do to you the following January or do you lose it ? #2. I see everybody taking their vacation time in January and February and then retiring March 1st. Just curious why they wouldn't just retire 1st of January and take a payout for all that vacation time. Do a couple months of vacation time equate to very much added on to your pension is kind of what I'm trying to ask versus cashing out 11-13 thousand dollars in vacation time.. Appreciate your answers.