Can anyone give me a definitive answer regarding when new pension rate will go into effect? Would like to retire soon (say October 1st), but would hate to miss out on the extra $175 per month in my pension under the new contract. Do the pension increases go into effect as soon as the contract is ratified? Or do I have to wait until the first of the year? I’ve heard that, but not seen it written in the contract. Thanks for your help!