About 6 years ago when the pension fund was extremly low, the union in a 300 person panel vote, decided to "transfer" some of the funds given by UPS from our health benifits to the pension side to get the level back up. I attended a union meeting at the union hall and asked "When these were going to be replaced" and was told probably never. The other answer I received was "you make enough money, why worry" to that I replied, "I have seen no actual raise, the more I make, the more goes out in medical costs due to the piss poor coverage we have now". How much longer are we going to allow the Union to treat us like mushrooms and keep us in the dark and feed us full of ? The union dues continue to go up and how much has the retirement went up? Lets not forget how much it will cost to insure ourselves upon retirement. If the monies UPS has paid in on our behalves were paid accordingly we would each receive between 6,000 and 6,500 per month not to mention much more affordable health care. Its time remove the blinds and start thinking for ourselves. FYI....in a roth IRA 100.00 per month for 20 years (24,000) dollars would mature into 54,000$. what is our 75.00 per month really getting us? More stops per car, thats the way I see it.