What if someone leaves at 24 years? or even 19 years? Do they get anything?Ours is 25 FT years any age but lose 2% of your pension for every year under 55. 30 and out at any age with full benefits. Since I started at 19, I'm definitely hoping our local doesn't change it. From what I understand it is union benefit that has nothing to do with the contract, so the individual locals can change it as they see fit.