We have been looking into Disney vacations for this year. We have been before with my oldest twice. Now the twins want to go and will turn 4 this March. To stay on property we are looking at $2900 including hopper passes, but If we decide to stay off property right in downtown disney its about $1800 including hopper passes. Now if we wanted just hopper passes for 5 days it would be $1300. My question to people that have gone to Disney, do you always stay on property? Is it a pain to stay off property? Whats your take on it.