Aflac question

Discussion in 'UPS Discussions' started by Sparkey86, Feb 26, 2015.

  1. Sparkey86

    Sparkey86 Member

    Do any of you drivers have the Aflac disability insurance? If so have you ever used it? And are they good to deal with?
     
  2. jumpman23

    jumpman23 Oh Yeah

    Ive had it for 3 years now. 3 policies, disability, accident and critical illness. Used it 1 time for a couple weeks. Got paid fast and my guy is good. Good to have for this job and especially if you have a mortgage dude
     
  3. Sparkey86

    Sparkey86 Member

    Yeah. I'm afraid I may be using it soon. I have a herniated disc. Getting worse daily.
     
  4. jumpman23

    jumpman23 Oh Yeah

    I had the same thing dude was out for like 2 weeks. Just did some physical therapy and some stretching exercises but mine wasn't bad at all. There is a waiting period on the Aflac though before you can start using it. Theres different ways to get you to how fast it kicks in. All my 3 plans come to about 200 bux a month. Sounds expensive but what you get for it, its a good deal especially like I said before if you have a mortgage. It pays you for all kinds of stuff. I have double health insurance with my girls insurance through the school with the state, so anything extra Aflac pays me for anything ive had done goes straight to my pocket lol.
     
  5. scooby0048

    scooby0048 This page left intentionally blank

    I used to have it through another employer but now I don't. Does it come right out of your check Jump or do you have to pay it like any other bill. Also, roughly, what is the monthly cost for those three policies?
     
  6. jumpman23

    jumpman23 Oh Yeah

    I got a discount for the Aflac through my local. I have it through an independent sales guy and I just have it deducted automatically through my bank account not your paycheck or anything like that. I pay like 200 bux a month for the 3 policies. Its good to just maybe call around Aflac agencies and check out some info on it 1st. Theres different ways to go about the disability insurance, maybe a good idea to check with your homeowners insurance or automobile insurance company( most people have the same company for the bundle) and see if they offer similar plans, since you already deal with that company currently. Good idea to get the extra insurance, way to think ahead and outside the box, the way most normal people think lol.
     
  7. scooby0048

    scooby0048 This page left intentionally blank

    I loved it when I had it. The PD was a preferred employer so everything was taken care of.
     
  8. jumpman23

    jumpman23 Oh Yeah

    Smart move Scoobydoobee for real lol
     
  9. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    I have Combined and am covered 24/7 for sickness, injury and disability for about $100/month.
     
  10. BSWALKS

    BSWALKS Easily Amused

    Can you post who the coverage is with? I will be looking into this soon.
     
  11. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

    Combined.
     
  12. Wally

    Wally Hailing from Parts Unknown.

    What is the payout if hurt?
     
  13. UpstateNYUPSer

    UpstateNYUPSer Very proud grandfather.

  14. Indecisi0n

    Indecisi0n Well-Known Member

    I am curious how much you get paid? I assume this is in addition to your long/short term disability from work.
     
  15. Jones

    Jones fILE A GRIEVE! Staff Member

    I've got Northwestern Mutual, $3600/month for up to five years.
     
  16. jumpman23

    jumpman23 Oh Yeah

    That's about what mine is too also Jonsee. They base it off your income obviously. Thats without the disability through the union, so add another 1200 or so to the 3600.