I retired Feb. 2011 and so glad I did. I could've stayed, I had a cushy job at the customer counter, no overtime, and I started at 12:30 pm everyday. We used our breaks to cover our lunchtime so I was out at 8:30 every night. It was so easy but I'd had enough. I waited until my seniority date and cashed out all my vacations and personal day and hung up my uniform for good. I think back now and I have no regrets. Sure I could've stayed but for what? Stay home and collect money, or still be working for around 10 bucks/hour would've been the difference. I know most of you THINK you need to keep active by working, but believe me when I tell you that you'll be plenty active in retirement. Hell, I've even lost more than 30 lbs; and I wasn't fat to begin with. I say take the money from your retirement and run and never look back, you'll be glad you did.