I am going to be 58 next month. Not quite dead yet. I know things are probably different everywhere, but if I retire now instead of reaching 60,does anyone know how much difference it would make? I was talking to a fellow driver and he said it's about 5% But I forgot to ask 5% of what? I know I should go to HR and try to get real answers, but they are never there when I have time. I was reading that chicken is cheaper than cat food.