I think this is right, but in California you have 60 days to apply for health insurance from the company that covered you when you worked for UPS. After that period, you have to apply as if you are off the streets. My boy quit school, went without insurance for about 6 months, (stupid me) and now we are being denied right and left from all kinds of health insurance companies because he has "pre-existing" conditions. If I had known then, I would have signed that boy up wihin 60 days for his own individual plan with Blue Shield and only have had to pay about $100 a month for care that is totally adequate for his present and future needs, as well as any emergencies. Check this out with whatever company UPS uses in your area. Especially with a boy with liver issues.
Does anybody out there know any tricks of the trade in getting around pre-existing conditions? (from when he was 14!!!)