I have a question an get different answers from anyone i call or ask. I know very few retiree's so i am asking here for those who have experience or knowledge..central states an ups-teamsters fulltime pension plan.....For instance at 57 years old with 39 years of combined years, 16 part time an 23 fulltime i would like to retiree an do something else part-time or just relax and fish. I looked at retiree ins an came up with 388 x 2 if married. is this correct ? not sure i can retire until 44 years if thats the case.