Credit Score

[Wally]

Well he is president of the United States.

Thank Hayzues!

Anyway, who worries about a credit score? Borrow as least as possible and you will never have a problem.

 

[DriveInDriveOut]

Thank Hayzues!

Anyway, who worries about a credit score? Borrow as least as possible and you will never have a problem.

A bad credit score can cost tens of thousands of dollars over the term of a mortgage.

Homes are the main wealth building tool of the middle class. A bad interest rate can really hurt people.

 

[IVE GOTTA PACKAGE 4U]

A bad credit score can cost tens of thousands of dollars over the term of a mortgage.

Homes are the main wealth building tool of the middle class. A bad interest rate can really hurt people.

Thank you David Ramsey

 

[Jkloc420]

my credit score is 8

 

[oldngray]

When you get above 800 there is virtually no difference over a few points. Not worth worrying about.

 

[DriveInDriveOut]

When you get above 800 there is virtually no difference over a few points. Not worth worrying about.

I've heard anything over 760 will get you the best rates, anything over that is just vanity.

 

[oldngray]

I've heard anything over 760 will get you the best rates, anything over that is just vanity.

I heard somewhere in low 700's but don't remember the number

 

[Wally]

A bad credit score can cost tens of thousands of dollars over the term of a mortgage.

Homes are the main wealth building tool of the middle class. A bad interest rate can really hurt people.

Yea but if you borrow little, what you need, and pay it back on time, as quickly as possible, you will never have a problem.

 

[Wally]

my credit score is 8

Living large? Booze, broads, and partying?

 

[oldngray]

Yea but if you borrow little, what you need, and pay it back on time, as quickly as possible, you will never have a problem.

Credit score can get silly when it encourages you to borrow more money to raise your numbers.

 

[DriveInDriveOut]

Yea but if you borrow little, what you need, and pay it back on time, as quickly as possible, you will never have a problem.

Most people get a 30 year mortgage. A bad rate for that long can cost a fortune.

That being said, paying off a loan with a good rate rather than investing can cost a fortune too in terms of lost wealth building potential.

Math is fun.

 

[bbsam]

Thank Hayzues!

Anyway, who worries about a credit score? Borrow as least as possible and you will never have a problem.

That suh is unMurcan.

 

[Turdferguson]

That was a 20 dollar lesson I didn't need

Evidently you did need that lesson, or you wouldn't have fallen for it

 

[watdaflock?]

My sister-in-law just passed away from cancer and her husband told me that because her credit cards were in just her name he wasn't obligated to pay them off (and they were some BIG bills).

Check out your state laws first.

 

[Brownslave688]

Credit score is just another way for the government to come and take my guns.......

Pay with cash and burn the receipt. Same as anyone who pays a visit to your sister

 

[sailfish]

I've found the thread equivalent of watching yourself in the mirror while masturbating.

 

[Brownslave688]

A bad credit score can cost tens of thousands of dollars over the term of a mortgage.

Homes are the main wealth building tool of the middle class. A bad interest rate can really hurt people.

A home as a wealth building tool is generally a terrible plan. Unless you plan on borrowing against the equity.

 

[silenze]

What credit checker do you use and is it really free? I checked mine years ago and somehow ended up with them billing me 10 bucks a month because they put me on their check once a month list. It took 2 more months to get off it. That was a 20 dollar lesson I didn't need.

Annual Credit Report.com - Home Page

 

[rod]

Evidently you did need that lesson, or you wouldn't have fallen for it

yes dad

 

[Old Man Jingles]

I've heard anything over 760 will get you the best rates, anything over that is just vanity.

800 and above gets the best rates.