Anonymous 10
Guest
Drinking miller high life sometimes saves you a couple bucks.
Which comes to the crux of this thread - have you been able to live a life-style living off one UPS
No kidding.
your definition of American Dream is quite a bit different than people with a heart and soul.
Sure Sleeve --you know me so-so well ---no heart -no soul because I worked hard , played hard and I laugh, love and I live life.
So sick and tired of people who never took a chance, never reached for the stars and when they see or hear of someone that was very successful in so many ways in the jouney of life --they can only try to tear them down.
Problem in this country today --instead of thanking successful people for the millions in taxes paid and the charities they support ==you just hear jealous B.S.
I should not waste my time with HATERS like you
I have only heard Dave Ramsey on his radio program and I agree with 90% of what he preaches.the absolute best book i have read on money management is Dave Ramseys "Total Money Makeover" I have thousands of books. used to sell on Ebay and Amazon and am gonna save them for a nice pt business when I retire. have read over 100 books on financial subjects and Ramsey is one of the best.
Andrew Tobias is another good one. stay away from Cramer and Suze Orman. just my OPinion.
My pkg/feeder job plus my wife's library job(middle public school) has kept our heads somewhat above water. No savings/vacations(my truck is a 97)...wife's somewhat newer as she usually gets new and I get her hand me downs. Daughter in college has just about buried us for a decade. 32 years in. Retirement is a distant hope. With the govt threatening Social Security and a real possibility of my pension dissolving or receiving much less could, conceivably force me to work until my 70's. Being forced to buy healthcare or being penalized doesn't help either. At 50, I'm years away from even being offered healthcare(to buy) from UPS. Not complaining, just the facts. Live a very average middle income lifestyle(I think)(compared to what I see other folks live in/drive/vacation and such). Not frugal but nothing special. Don't worry a whole lot about utilities or fuel bills. As long as I'm healthy(and wife also). It should work out. We could sell our home(nothing big or special) and move to the hood and save some......put the daughter on her own and such........that's just not me.
Drinking miller high life sometimes saves you a couple bucks.
We lived comfortably in a modest home. The kids (or should I say we) never got into the "must buy the lastest fashion thing" although we did buy them top name atletic shoes and jeans and stuff like that for B-days and Christmas. We paid for their 1st vehical (used ) and we paid for their car insurance if they were on the honor roll. (its surprising how quick they could buckle down once they found out what insurance costs). I was lucky enough to be married to a great wife who absolutely hates to shop and didn't play that "keeping up with the Jones" thing. Our daughter got her 4 year degree from the University of Wisconsin- Madison which she paid for for the most part by working while going to school. The wife quit work for 7 years when the kids were little (I know--that isn't what you call quit working) but other than that she toiled away at an 8 to 5 job for years. When I pulled the plug at UPS--- thanks to our tucking a few bucks away, the UPS Thrift Plan and finally UPS opening up their precious stock to us peons and some smart advice from our financial advisor, we had about $450,000 socked away. I was raised to "save for a rainy day" .
Always save for retirement first. Very simple people.