As I said earlier, those that have money early on either invest it to keep themselves sustained, or they run through it and end up broke and have to work. The government isn't printing money to give to them. And by investing it's either passive investments that give income or they work in their family business or start a business of their own. Some are lucky enough to be born with so much money they never have to work. But others take their inherited wealth and create a lot more. There's no one size fits all like you think there is Ricky. And there's nothing wrong with being wealthy unless you screw over others to get it. Obtained through hard work and leaving it to your kids is fine.